Capital Gains Tax Calculator

Calculate taxes on your investment profits and optimize your strategy

Investment Details

Purchase Price

Sale Price

Holding Period

Investment Type

Tax Filing Status

Tax Year

Annual Income

State

Additional Costs

Purchase Costs (fees, etc.)

Sale Costs (fees, etc.)

Tax Results

Capital Gain

$5,000.00

50.0% return

Tax Breakdown

Holding Type: Long-term

Federal Tax Rate: 15%

State Tax Rate: 0%

Net Investment Tax: $0

Tax Amounts

Federal Tax: $750.00

State Tax: $0.00

Total Tax: $750.00

Net Proceeds

$14,200.00

After all taxes and costs

Effective Tax Rate: 15.0%

Tax Strategy Comparison

Short-term Scenario

Holding Period: 11 months

Tax Rate: 22%

Tax Amount: $1,100.00

Net Proceeds: $13,850.00

Long-term Scenario

Holding Period: 12+ months

Tax Rate: 15%

Tax Amount: $750.00

Net Proceeds: $14,200.00

Holding investments for over 1 year typically results in lower tax rates

Tax Planning Strategies

Hold Long-term

• Wait 12+ months for lower rates
• Consider tax-loss harvesting
• Plan sales across tax years

Use Tax-Advantaged Accounts

• Invest in IRAs and 401(k)s
• Consider Roth accounts
• Use HSAs for medical expenses

Offset Gains

• Harvest losses to offset gains
• Donate appreciated assets
• Use capital loss carryover

Strategic Timing

• Sell in low-income years
• Consider estimated payments
• Plan for AMT implications

2024 Capital Gains Tax Rates

Filing Status	0% Rate	15% Rate	20% Rate	Net Investment Tax
Single	Up to $47,025	$47,026 - $518,900	Over $518,900	+3.8% over $200,000
Married Filing Jointly	Up to $94,050	$94,051 - $583,750	Over $583,750	+3.8% over $250,000
Head of Household	Up to $63,000	$63,001 - $551,350	Over $551,350	+3.8% over $200,000

Note: Short-term capital gains (assets held ≤1 year) are taxed as ordinary income at your marginal tax rate.